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3 good reasons to do your prearrangements

By Camille Baillargeon, Content Writer

Funeral pre-arrangements are an effective way of preparing for the end of life. This type of contract offers a variety of advantages that can simplify the life of executors in the aftermath of a death. In this article, we briefly outline some of these advantages, and hope to answer some of your questions.

Ensuring your choices are respected

By preparing your funeral arrangements in advance, you put your wishes clearly on paper. From a simple cremation to a traditional funeral, including the choice of urn or casket, there's no confusion: what you want for your funeral arrangements when you die will be respected. Since 2021, there has been a Quebec government registery of prearrangements that must be consulted to ensure that these arrangements exist, and that they are accurate. Plan ahead for a funeral that's just like you.

Protect your money / freeze the price

A prearranged funeral is a wise financial decision in managing your end-of-life. Most of the money you pay for your prearrangement (90% under Quebec law) is placed in trust for your protection. What's more, the price is frozen at the time of an adjustment will not be required from your estate if the payment terms are respected. It's also important to note that, upon your death, your bank accounts are frozen for several weeks. Certain actions need to be completed quickly. If pre-arrangements are made, your executor or your family will not have to pay a large amount to cover your funeral arrangements.

Taking the stress off your estate's shoulders (and yours!)

If everything is planned in advance, you can remove both financial and decision-making stress. When the death of a loved one occurs, emotion can hold us in a vise, making the decision-making process complex and heartbreaking. If the choices have already been made, your loved ones will be able to concentrate on the remaining details (for example, choosing flowers). This makes for a more peaceful and harmonious mourning process, and avoids unpleasant disputes between family members or your estate.


In short, we invite you to consider the various advantages of preplanned funeral arrangements. If you are beginning to think about organizing your end-of-life, let our qualified team guide you through the process. Contact us at 514-735-2025 to reach a prearrangement consultant today.